St. Anne Credit Union

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Loan

Below are the current rates for loans. To learn more about a loan rate, choose one from this list:

Auto - New Auto - Used Motorcycle - New Personal Loans Share Loans Home Equity Equity Line of Credit Mortgages

APR* = Annual Percentage Rate

Auto - New

Loan Type	Term	Rates As Low As	Est. Payment Per $1000
New Auto-0% Down	4 years	2.99% APR*	$22.13
New Auto–0% Down	5 years	3.49% APR*	$18.19
New Auto–0% Down	6 years	3.99% APR*	$15.62

Loan Type	Term	Rates As Low As	Est. Payment Per $1000


Used Auto–0% Down	5 years	3.99% APR*	$18.42
Older Used Auto	4 years	+ 1.00% for each year

Motorcycle - New

APR* = Annual Percentage Rate

Loan Type	Term	Rates As Low As	Est. Payment Per $1000

New Motorcycle–10% Down	4 years	6.75% APR*	$23.83

Personal Loans (Maximum $10,000)
APR* = Annual Percentage Rate

Loan Type	Term	Rates As Low As	Est. Payment Per $1000

Personal Loan	11 months	5.99% APR*	$86.05
Personal Loan	2 years	9.75% APR*	$46.20
Personal Loan	3 years	9.75% APR*	$32.15
Personal Loan	4 years	11.75% APR*	$26.21

APR* = Annual Percentage Rate

Share Secured Loans	Annual Percentage Rate	Maximum Percent Financed	Est. Payment Per $1000

48 Months	3.15% APR	100% of available balance	22.21

Certificate Secured Loans

48 Months	3.00% over rate	100% of available balance	N/A

Equity Loan (maximum $125,000) Fixed Rate

APR* = Annual Percentage Rate

Term	Rate	Closing Costs	APR*	70% of Value less 1st Mtg.	Estimated Payment per $1,000

5 Years	5.50%	$350.00	5.50%		$18.64
10 Years	5.75%	$350.00	5.75%		$10.98
15 Years	6.25%	$350.00	6.25%		$ 8.57

Equity Line of Credit

Equity Line of Credit (maximum $125,000)
Rate may increase after consummation (maximum 18% minimum 4%)

Prime + 0% (currently 4.00%)

Variable rate account.

APR* = Annual Percentage Rate

Loan Type	Rate	Closing Costs	APR*	70% of Value less 1st Mtg.	Estimated Payment per $1,000

Equity Line	4.00%	$350.00	4.00%		$13.33

APR* = Annual Percentage Rate

TERM	Points	Rate	Minimum Down Payment	APR*	Est. Payment Per $1000
Fixed Rate Mortgages
30 Years	0	4.75%	20%	4.750%	$5.22
30 Years	1	4.50%	20%	4.585%	$5.07
30 Years	2	4.25%	20%	4.418%	$4.92

15 Years	0	4.00%	20%	4.000%	$7.40
15 Years	1	3.875%	20%	4.021%	$7.33
15 Years	2	3.75%	20%	4.042%	$7.27

10 Years	0	3.75%	20%	3.7500%	$10.01

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