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Loan

Below are the current rates for loans.  To learn more about a loan rate, choose one from this list:
 
Auto - New
Auto - Used
Motorcycle - New
Personal Loans
Share Loans
Home Equity
Equity Line of Credit
Mortgages
   


APR* = Annual Percentage Rate


Auto - New

Loan Type Term Rates As Low As Est. Payment Per $1000
New Auto-0% Down 4 years 2.99% APR* $22.13
New Auto–0% Down 5 years 3.49% APR* $18.19
New Auto–0% Down 6 years 3.99% APR* $15.62
 

 


Auto - Used

Loan Type Term Rates As Low As Est. Payment Per $1000
   
   
Used Auto–0% Down 5 years 3.99% APR* $18.42
Older Used Auto 4 years + 1.00% for each year  
 

 


Motorcycle - New

APR* = Annual Percentage Rate

Loan Type Term Rates As Low As Est. Payment Per $1000
       
New Motorcycle–10% Down 4 years 6.75% APR* $23.83

Personal Loans

Personal Loans (Maximum $10,000)
APR* = Annual Percentage Rate

Loan Type Term Rates As Low As Est. Payment Per $1000
       
Personal Loan 11 months   5.99% APR* $86.05
Personal Loan 2 years   9.75% APR* $46.20
Personal Loan 3 years   9.75% APR* $32.15
Personal Loan 4 years 11.75% APR* $26.21

Share Loans

APR* = Annual Percentage Rate

Share Secured Loans Annual Percentage Rate Maximum Percent Financed Est. Payment Per $1000
       

48 Months

3.15% APR

100% of available balance 22.21
       

Certificate Secured Loans

   
       
48 Months 3.00% over rate 100% of available balance N/A

Home Equity

Equity Loan (maximum $125,000) Fixed Rate

APR* = Annual Percentage Rate

Term Rate Closing Costs APR* 70% of Value less 1st Mtg. Estimated Payment per $1,000
           
5 Years 5.50% $350.00 5.50% $18.64
10 Years 5.75% $350.00 5.75% $10.98
15 Years 6.25% $350.00 6.25% 8.57

Equity Line of Credit

Equity Line of Credit (maximum $125,000)
Rate may increase after consummation (maximum 18% minimum 4%)

Prime + 0% (currently 4.00%)

Variable rate account.

APR* = Annual Percentage Rate
 

Loan Type Rate Closing Costs APR* 70% of Value less 1st Mtg. Estimated Payment per $1,000
           
Equity Line 4.00% $350.00 4.00% $13.33

Mortgages

APR* = Annual Percentage Rate

TERM Points Rate Minimum Down Payment APR* Est. Payment Per $1000
Fixed Rate Mortgages
30 Years 0 4.75% 20% 4.750% $5.22
30 Years 1 4.50% 20% 4.585% $5.07
30 Years 2 4.25% 20% 4.418% $4.92
           
15 Years 0 4.00% 20% 4.000% $7.40
15 Years 1 3.875% 20% 4.021% $7.33
15 Years 2 3.75% 20% 4.042% $7.27
           
10 Years 0 3.75% 20% 3.7500% $10.01
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